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Meet Your Broker: Ali Flynn

About Ali Flynn:

Ali was interested in pursuing a career in the insurance industry and took her first step by applying for the position as a teller at her local Credit Union. Although they were not hiring at that time, they suggested she take the insurance course before reapplying. This proved to be the right first step and she was soon hired by the Credit Union.

ali flynn seafirst insurance broker

We asked Ali to tell us about her transition to the insurance industry and its effect on her professional and personal life. Here is what she had to say:

Q. What brought you to SeaFirst?

A. When my former trainer and good friend left to take another position, she recommended me to a former colleague who was looking to fill a position at SeaFirst. Then as she puts it, “The rest is history”.

Q. What do you like best about being a broker? What brings you the highest level of satisfaction?

A. I am enjoying learning more about the different insurance companies that are available to local brokers, and companies that I was previously unfamiliar with. Placing a good risk with a good insurance company is a good feeling for all parties involved.

Q. What are some of your hobbies and/or interests?

A.  I love keeping up with my 2 1/2-year-old on new adventures and as she learns new things. I am also lucky enough to spend a good chunk of my spare time at our rec property on Lake Cowichan.

Q. What are the top three personal lines questions you get asked by clients and what are your answers to those questions?

1. Why does my home insurance rate increase every year?

  • Rates typically increase every year versus decreasing. The main reason is usually due to the re-build value of your home increasing yearly due to inflation. If your home were to be involved in a total loss, it would cost more to build this year compared to last year due to construction costs steadily rising. Unfortunately, you are more likely to see your home insurance premium go up rather than go down.

2. The assessed value for my home is $125,000 but you are insuring it for $500,000 – why is that?

  • The assessed value for your home is the depreciated value for the structure only. It is the current market value for your home in its current state. We are not insuring what you would sell your home for, excluding the land. We are insuring the cost to rebuild your home from the ground up based on current building costs, as well as the cost to remove the debris leftover from the previous home. There is no comparison between our insurance replacement value and the assessed value.

3. I need to purchase a tenant’s insurance policy; how much content coverage do I need?

  • There is no black and white answer for that. It is individually based on your needs, and there isn’t an average limit. We do have a worksheet that we can provide our clients to get a rough idea of what limit they need, but that is never an answer I can provide. No two people have the same amount of personal property. Some people buy all their home furnishings from Ikea, and some buy theirs from specialty boutiques. Some people buy their workout gear from Lululemon, and some buy theirs from Costco. You are the best person to know all of the belongings you have in your home and what it would cost to replace if everything was lost.

Q. What are your particular areas of expertise?

A. I have 10 years of experience in personal lines with specializations in farms, high-value homes, and hard to place home risks.

Q. What do you enjoy most about this type of insurance?

A. I enjoy farm insurance in particular as I have the most experience with them. They are often very involved and complex. I find it extremely satisfying to be able to ensure a variety of risks are insured, be it the various outbuildings, farm equipment, hay, and even farm animals if the client wishes.

Ali looks forward to helping you understand all your insurance needs. You can find her at SeaFirst’s Brentwood Bay location (7178 West Saanich Road, Brentwood Bay, BC, V8M 1R3). Her contact information is as follows:

Contact Information:

Email: aflynn@seafirstinsurance.com

Brentwood Bay Office: 250-652-1141

Direct: 250-900-1795

“Yesterday my husband and I completed a private purchase of a vehicle in Sidney. The seller suggested we go to your agency to do the transfer and insurance. What an amazing customer service experience. All three employees were engaging and helpful. The gent who helped with our transaction was absolutely awesome. Thank you for your stellar service. We live in Colwood but joked we will drive to Sidney for all of our insurance needs on a go forward! Keep building the incredible culture you have at the Sidney location.”
— Kelli S.
“Yesterday my husband and I completed a private purchase of a vehicle in Sidney. The seller suggested we go to your agency to do the transfer and insurance. What an amazing customer service experience. All three employees were engaging and helpful. The gent who helped with our transaction was absolutely awesome. Thank you for your stellar service. We live in Colwood but joked we will drive to Sidney for all of our insurance needs on a go forward! Keep building the incredible culture you have at the Sidney location.”
— Kelli S.
“SeaFirst and Garrett have been wonderful to deal with, quick to respond to our needs and questions. Even better is that they saved us a ton of money on our insurance with their adventure tourism specific policy.”
— Breanne and Rick, Spirit of the West Adventures Ltd.
“I was satisfied and pleased with the prompt attention with which our claim was handled. Each person I spoke to during this process was very helpful.”
— Sue, Intelligent Traffic Equipment
“The service received from SeaFirst, the adjusters, the insurers and the restoration people was great. I highly recommend everybody who was involved. Thanks for the help in a horrible situation.”
— Nighean Anderson
“SeaFirst Insurance has been the insurer of Driftwood's assets and liability since our opening day of operation in 2008. They have been able to customize, adapt and structure our growing needs into a comprehensive plan that is far superior in value and relevance to our unique needs than anything else presented to us.”
— Gary Lindsay, Driftwood Brewery
“SeaFirst Insurance dealt with an emergency flood situation whilst we were out of the country and were unreachable! They acted immediately when a neighbour called them to inform (them) about the flood, sending a service tech team out that same night. SeaFirst's repair and restoration team were instructed, coordinated, highly skilled, fast workers and absolutely amazing in every way possible.”
— Michelle Hall, Cedarwood Cove
“We were fortunate enough to have discovered SeaFirst in 2001. We have very specific insurance requirements and often need to call SeaFirst for additions, information, clarifications and such. Responses are always immediate and thorough. We would recommend SeaFirst, without reservation, to anyone considering their services.”
— Christine Bowles, JEA
“Honest, insightful and accurate service is what we’ve come to expect from Shawn and the team at SeaFirst Insurance Brokers. The firm has unmatched customer service coupled with incredible expertise and most importantly - they save us time because I know that when I contact them, they’ll take care of our issue quickly and correctly.”
— Kent O'Neill, The Lodge at Gold River Ltd.
“As a business consultant, I realize that a key building block of any operating plan is risk management; more to the point – informed risk management that not only protects operations but can promote growth with how you structure your liability coverage. I have zero hesitation in recommending SeaFirst Insurance as a strategic partner in all aspects of professional risk management.”
— Terry Phelps, Working Paper Consultants Ltd.
“We experienced a loss within the first three months of becoming store owners. The staff at SeaFirst insurance helped us to get through it with their great understanding and service. They were wonderful to work with, especially under the circumstances.”
— Sandy Conn, Qualicum Pharmasave
“I was very happy with the timely decision on the acceptance of my claim. As a small business owner, it was important to me that there were no unnecessary delays that would impact my business. I am very happy with the straight forward expediting of this claim.”
— J. S. Moreton & Associates Ltd.
“Service was exceptional from both SeaFirst and the adjuster! The adjuster visited the property the same day I reported the damage and all parties operated efficiently and professionally.”
— Graham & Nancy Williams
"Thank you for your professionalism, I would never entrust my insurance with anyone but Seafirst, quick , easy and timely, Warm regards Edwina"
— Edwina MacDonald
"Alexander was incredible in helping us secure insurance quickly for our charity event. Thanks to his swift service, we were able to raise over $23,000 to support sending kids with disabilities to Camp Shawnigan. We're so grateful for Seafirst's support!"
— Russ E.
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7178 West Saanich Road
Brentwood Bay, BC
V8M 1P6

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Phone: 1-877-655-1141
Fax: (250) 652-4427
Email: info@seafirstinsurance.com

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Congratulations
to our President
Doug Strong
on his 35 Years
with SeaFirst!